Protect Your Camera with India's Best Camera Insurance Plan

Protecting Your Camera with Comprehensive Coverage

In a world where memories are captured in pixels and professional photography drives creativity, cameras are more than gadgets—they’re investments. From high-end DSLRs and mirrorless cameras to action cams and drones, these devices face risks like accidental drops, water damage, theft, or technical malfunctions. While warranties cover manufacturing defects, they don’t protect against real-world mishaps. Enter ORA Policy, India’s most trusted insurance provider, now extending its expertise to safeguard your camera gear with affordable, comprehensive coverage.

Why Choose ORA Policy Camera Insurance?

Your camera gear isn’t just equipment—it’s your creative lifeline, capturing irreplaceable moments and powering your passion. But accidents, theft, or even a sudden downpour can turn a dream shoot into a financial nightmare. That’s where ORA Policy Camera Insurance stands apart. Unlike generic plans, ORA offers tailored coverage designed for photographers, by experts who understand your needs. Whether you’re a pro with a high-end DSLR or a traveler with a mirrorless setup, ORA protects against drops, water damage, theft, and even worldwide travel mishaps—because great shots shouldn’t come with risky loopholes.

What makes ORA the smart choice? No claim-stress. Their hassle-free process gets you back shooting fast, with options for quick repairs or full replacements. Plus, their policies often cover rented gear and accessories—lenses, tripods, drones—so your entire kit stays safe. And with affordable premiums and flexible terms, you’re not overpaying for coverage you’ll never use.

Don’t gamble with gear that fuels your craft. Choose ORA Policy for reliable, photographer-first insurance that lets you focus on what matters: creating without limits.

Key Features:
  • Accidental Damage: A dropped camera cracks the lens or body.
  • Theft or Loss: Gear stolen during travel or outdoor shoots.
  • Water/Liquid Damage: Rain ruining a shoot or spills on equipment.
  • Electrical Surges: Power fluctuations frying your camera’s sensor.
  • Transit Damage: Mishaps while transporting gear.

Repairing or replacing camera equipment can cost thousands, but with ORA Policy’s camera insurance, you’re shielded from unexpected expenses.

Plan Duration Premium (₹)
1 Year 799
2 Years 1,499
3 Years 2,199

Camera Models Covered Under ORA Policy:

From professional DSLRs to travel-friendly drones, cameras are vital tools for capturing life’s moments. However, accidents, theft, or technical failures can turn your passion into a financial burden. ORA Policy, India’s leading insurance provider, offers specialized camera insurance plans to protect your gear. But which cameras and accessories qualify for coverage? Let’s dive into the details.

ORA Policy provides insurance for all major Camera brands, including:

Protect your New and Reburbished Camera with India's Best camera Insurance Company

Total Damage, Theft and Extended Warranty Plan

Camera Insurance

Rs.999/- Onwards

Frequently Asked Questions

What does the Ora Policy cover?

In a comprehansive insurance plan for camera ORA Policy cover:

  • Accidental Damage (drops, spills, cracks)

  • Liquid damage (water, tea, coffee, beer etc.)

  • Theft & Burglary (requires FIR for claims)

  • Fire, Floods, & Natural Disasters

  • Mechanical breakdown (post-warranty failures)

  • Electrical/Motor Burnouts

  • Transit Damage (domestic and international)

  • Accessories Coverage (lenses, tripods, memory cards, drones)

Is my camera eligible?

Absolutely yes, provided:

  • Camera must be fully functional at enrollment.

  • Purchased within the last 2 years.

  • Not on a "blacklisted" status.

What are the costs of premium?

Absolutely yes, provided:

  • Anual premium: 10–10–20 (varies by device value).

  • 100% Cashless, No Deductible: 50–50–on claim.

  • Discounts for bundling multiple devices Corporate Plans.

How long does coverage last?

Absolutely yes, provided:

  • 1 Year Plan, 2 Year Plan and 3 Year Camera Insurance Plan is available with ORA Policy

  • No claim bonus of 50% cashback is applicable in 3 year plan and 25% cashback is applicable in 2 year camera insurance plan from ora policy.

Are there coverage limits?

Yes:

  • Max 6 claims per year.

  • No cap limit on amount of claim.

  • Repairs and replacements are done only from authorised service centers to maintain the quality and warranty of repaired parts.

Do you provide insurance for refurbished cameras?

Yes:

  • Ora Policy provides insurance for refurbished cameras, as long as the device meets our eligibility criteria.

Does the insurance cover second-hand cameras?

  • Yes, as long as the camera is in good working condition at the time of insurance purchase.

Is a camera purchased outside of India covered?

  • A camera purchased outside of India is fully covered under the ORA Policy. Even gifted cameras, with a different name on the invoice, can be covered under the ORA Policy.

What types of cameras are covered?

  • We cover DSLR cameras, mirrorless cameras, action cameras, camcorders, and more.

My camera is damaged again. Can I file another claim?

  • Absolutely! We understand that accidents happen. That’s why our comprehensive Camera Insurance plan allows you to file up to six claims per year—with no cap on the claim amount or sum assured.

What is a camera insurance plan?

  • A camera insurance plan is a flexible protection policy designed to cover your camera gear—including DSLRs, mirrorless cameras, lenses, and accessories—against unexpected damage, theft, or loss. Whether you’re a hobbyist capturing memories or a professional photographer working in high-risk.

Does Ora camera insurance plan cover an already damaged lens?

  • The Ora camera insurance plan is designed to safeguard your device against future accidental damages, including issues like lens cracks or breakage. However, it does not cover pre-existing conditions. If your camera lens is already damaged before purchasing the plan, that damage will not be eligible for coverage.

Can I renew my Ora insurance policy?

  • No, you cannot renew your Ora insurance policy. Ora plans are non-renewable and are valid for a fixed term of 1, 2, or 3 years. Once the plan expires, you will need to purchase a new policy to continue coverage.

Do I need to submit any documents for accidental damage claims?

  • No paperwork needed! File accidental damage claims via WhatsApp, email, or our online claim form. A dedicated claim manager is assigned immediately after registration to guide you through the hassle-free process.

Can I insure a camera that I bought on EMI?

  • Yes, camera purchased on EMI (Equated Monthly Installment) is fully eligible for insurance under Ora Policy.

Does ORA Policy provide doorstep pickup and delivery for repairs?

  • Yes, ORA Policy provides doorstep pickup and delivery for repairs nationwide. This service is included in their comprehensive coverage, ensuring convenience without requiring you to visit a service center.

ORA Policy FAQ

Instant answers to common order, return, policy, and claim issues

How to buy ORA Insurance Policy

How do I buy ORA Policy Protection Plan for my camera?

Buying ORA Policy insurance plan is very easy and super quick:

  • View Plans, Select the tenure from here
  • Share your camera bill and a photo of camera via whatsapp or email.
  • Get approved instantly and you get activation email and policy document via email.

Claims

How do I file a claim?

Steps to File a Claim:
  1. Call or customer support or email at support@orapolicy.com
  2. Choose option for ORA doorstep service or self repair/replacement
  3. Sumbit bank details/upi in case of self repair
  4. Get Super Quick Claim From ORA Policy

Still Need Help?

Contact our support team:

📞 08076674448
✉️ support@orapolicy.com