What is ORA Policy Camera Insurance?
Camera are valuable investments, whether you're a professional photographer, a filmmaker, or a hobbyist capturing life’s special moments. However, they are also vulnerable to accidental damage, theft, and technical failures. ORA Policy Camera Insurance is designed to provide comprehensive protection for your photography gear, ensuring that unexpected mishaps don’t interrupt your passion or profession.
Why Choose ORA Policy Camera Insurance?
At ORA Policy, we understand the risks that come with owning a camera. Our insurance plans are tailored to cover a wide range of potential damages, offering peace of mind and financial security. Here’s what makes our camera insurance stand out:
Comprehensive Coverage: What Does ORA Policy Protect Against?
ORA Policy’s camera insurance plans are built to address common (and costly) camera woes:
-
Accidental Damage Coverage
-
Covers drops, falls, and physical damage to your camera body and lens.
-
-
Theft & Loss Protection
-
Ensures compensation if your camera is stolen or lost.
-
-
Liquid & Water Damage Coverage
-
Covers damage due to spills, rain, or accidental submersion.
-
-
Mechanical & Electrical Breakdown
-
Provides coverage for internal component failures and manufacturing defects.
-
-
Lens & Accessories Protection
-
Extends coverage to lenses, memory cards, tripods, and other essential accessories.
-
-
Easy & Hassle-Free Claims Process
-
Simple documentation and quick claim settlements for minimal downtime.
-
Why Choose ORA Policy? Key Benefits That Stand Out
ORA Policy isn’t just another insurance provider. Here’s what makes them a smart choice:
-
24/7 Claims Support: Report incidents anytime via their user-friendly app or website.
-
Fast Repairs or Replacements: Partnered with certified repair centers for quick, hassle-free service.
-
Affordable Premiums: Flexible payment options with no hidden fees. Pay monthly or annually.
-
Global Coverage: Traveling abroad? Many plans cover international incidents.
-
No Depreciation Costs: Get full-value replacements for newer models, not discounted payouts.
How to Enroll in 3 Simple Steps
-
Check Eligibility: Most devices under 2 years old qualify.
-
Pick Your Plan: Choose coverage tiers based on your budget and risk level.
-
Activate Instantly: Enroll online and receive immediate confirmation.
What’s Not Covered? Understanding Exclusions
While ORA Policy is comprehensive, it’s important to note exclusions:
-
Pre-existing damage before enrollment.
-
Intentional damage or fraud.
-
Loss due to negligence (e.g., leaving your camera unattended in public).
Always review policy details to avoid surprises.
Final Thoughts: Is ORA Policy Right For You?
If you value your camera’s role in daily life, ORA Policy camera Insurance offers a practical shield against life’s unpredictability. With transparent terms, rapid claims, and broad coverage, it’s a smart investment for anyone wanting to protect their tech without breaking the bank.
Ready to Secure Your camera?
Visit ORA Policy’s website today to compare plans and find the perfect fit. Because your camera deserves more than just a protective case—it deserves peace of mind.
Frequently Asked Questions
Buying Protection of your Camera is very easy and you can activate your plan in 3
simple steps.
Choose the plan as per your model and tenure you want.
Make
the Payment of the premium by clicking the button of your desired plan.
Send the
invoice copy of your camera to support@orapolicy.com.
Once we get the details of
the payment and invoice copy then, we will send you an Activation Email and Policy
Document to your Registered Email ID with all the details.
Protection with ORA Policy of your new/old camera have several benefits. Its not just
only saving yourself from huge repair / replacements bills but also many extra benefits
you get once you buy ORA Policy.
Cashless Protection Against :
All Physical Damages-
Lens Damage
Water & Liquid Damage
Electrical & Hardware Failures
Software & Memory Card Issues
Theft & Loss Camera
Cameras which are brought from out of India is Completely Covered under ORA Policy. Even gifted camera with different name on invoice copy can be Protected from ORA Policy.
Camera insurance plans typically cover accidental damage, mechanical failure, or theft, depending on the type of plan you choose. ORA Policy offers its own insurance through ORA Camera Insurance Policy, while other providers offer very less coverage and benefits comapred to ORA Policy. We'll break down the details for ORA Camera Insurance plan below.
ORA Policy Camera Insurance Plan √
ORA Policy is available for a variety of camera models. It includes coverage for repairs and accidental damage (with Zero DEP 100% Cashless), Theft and extends your warranty beyond the standard 1-year period.
- Accidental Damage Coverage: You get 100% Cashless repairs for any accidental damage, and you’ll not have to pay any service fee for damage (screen damage, other damages).
- Liquid Damage: Liquid of any type may result in motherboard dead, ORA Policy replace your camera for free in case of Liquid damage.
- Theft & Loss: If you opt for ORA camera Insurance plan with Theft and Loss, you are covered if your camera is lost or stolen (with a deductible of just 10% depreciation per year).
We cover DSLR cameras, mirrorless cameras, action cameras, camcorders, and more.
Yes, as long as the camera is in good working condition at the time of insurance purchase.
Most claims are processed within 24-48 hours. In urgent cases, we offer expedited processing with resolution in under 12 hours.
Yes, Ora Policy provides insurance for refurbished cameras, as long as the device meets our eligibility criteria.
Yes, our premium plan provides worldwide coverage for photographers who travel frequently.
You can file a claim by visiting ORA Policy’s website, submitting the required documents, and following the simple claim procedure.
2025 ORA Camera Insurance Premium Comparison
Compare premium prices for latest models
Serial No.
Camera Model
Insurance Premium
001
Nikon Z50 II
₹ 8620
002
Canon EOS R1
₹ 7620
* Prices shown are annual premiums. Terms and conditions apply. Actual coverage may vary.
Why Camera Insurance is a Must-Have for Indian Photographers and Videographers
For professional photographers, hobbyists, and content creators in India, a camera is more than just a gadget—it’s an essential tool for creativity and work. With high-end cameras costing lakhs of rupees and being vulnerable to damage, theft, or technical failures, camera insurance is a must-have. Here’s why:
1. Protection Against Accidental Damage
Cameras are delicate devices, and a single drop can crack the lens, damage the body, or affect internal components. Repairing or replacing a professional camera can be extremely expensive, making insurance a smart investment.
2. Coverage for Theft & Loss
Camera theft is a growing concern, especially for photographers who shoot in public places or travel frequently. Camera insurance ensures you are financially protected in case of theft or misplacement.
3. Safeguards Against Water & Liquid Damage
Accidental exposure to rain, spilled drinks, or humidity can cause severe damage to camera electronics and lenses. Insurance covers such unexpected incidents, preventing hefty repair costs.
4. Lens & Accessories Protection
A camera lens alone can cost a significant amount. Camera insurance extends coverage to lenses, tripods, memory cards, and other essential accessories, ensuring complete protection.
5. Protection Against Fire & Natural Disasters
India’s unpredictable climate, including floods, earthquakes, and fires, can put cameras at risk. Insurance ensures you receive compensation if your gear gets damaged due to such events.
6. Extended Warranty & Breakdown Coverage
Cameras can develop internal faults or manufacturing defects over time. Many insurance plans offer extended warranty benefits, covering costly repairs even after the manufacturer’s warranty expires.
7. Affordable Premiums with High Coverage
Replacing or repairing a camera can cost a fortune, but insurance offers comprehensive coverage at an affordable price, ensuring financial security without breaking the bank.
8. Hassle-Free Claims & Quick Repairs
Most insurance providers offer a simple, paperless claims process with quick settlements, allowing photographers to get back to work without long delays.
Conclusion
Whether you are a professional photographer, a travel blogger, or a casual shooter, camera insurance provides peace of mind by protecting your valuable equipment. Investing in a reliable insurance plan ensures that accidents, thefts, or technical failures don’t disrupt your passion or profession.
Coverage for accidental screen cracks
Protection against monsoon water damage
Theft protection with police FIR support
Premium Plans Comparison
Coverage Period
Basic Plan
Premium Plan
1 Year
₹799/year
₹1,499/year
2 Years
₹1,399 (Save 12%)
₹2,599 (Save 13%)
3 Years
₹1,999 (Save 17%)
₹3,699 (Save 18%)
Protect Your Premium Camera with ORA Insurance
Safeguard Your ₹50,000+ Investment Against Damage, Theft & Repair Costs
Your premium camera is more than just a gadget—it’s an investment in creativity and memories. However, accidental damage, theft, or technical malfunctions
can put your expensive gear at risk. With ORA Policy Camera Insurance, you get comprehensive coverage that safeguards your camera from drops, liquid spills,
breakdowns, and even theft, ensuring you never face unexpected repair or replacement costs. Our affordable plans, quick claim process, and reliable support
make protecting your high-end camera easier than ever. Don’t take chances—insure your premium camera with ORA Policy and focus on capturing stunning shots with peace of mind!
Owning high-end gear like the Canon EOS R5 Mark II, Canon EOS R1, Canon EOS R50 V, Canon PowerShot V1, Nikon Z5 II, Nikon Z6 III, or Nikon Z30 II means you've made a serious investment in your
craft — and protecting that investment is crucial. Ora Policy offers exclusive camera and laptop insurance plans designed specifically
for photographers, filmmakers, and content creators. Our plans cover a wide range of risks including accidental drops, water or
liquid damage, cracked screens, mechanical or electrical breakdowns post-warranty, theft, fire, and even damage caused during travel.
We ensure fast claim settlements, authorized service center repairs, and zero depreciation benefits, giving you full value
protection on your premium devices. Whether you're shooting breathtaking landscapes, capturing fast-paced events, or editing
4K videos on your laptop, Ora Policy ensures you stay productive without the fear of unexpected expenses. Starting at competitive
rates, our insurance plans are easy to purchase online through orapolicy.com, offering complete digital convenience.
Trust Ora Policy to safeguard your Canon and Nikon cameras and your creative future with the most reliable protection plan in India.
ORA Policy Exclusive Benefits
Comprehensive Coverage
Coverage for accidental damage, liquid spills, and theft (with police FIR)
Special Perks
- 15% No Claim Bonus on renewal
- 3 claims allowed annually
- International warranty coverage
- Free screen replacement once/year
ORA Premium Plans
Annual Plan
₹1,499/yr
- 2 Free Screen Guards
- 1 Claim Included
2-Year Plan
₹2,699
- 3 Free Accessories
- 3 Claims Allowed
3-Year Plan
₹3,699
- 6 Free Accessories
- 6 Claims Allowed
Why Your Refurbished Camera Needs a Safety Net (And Why Skipping Insurance is a Recipe for Regret)
Buying a refurbished camera is a smart move—it saves you money while giving you access to high-end photography gear. However, just because you got a great deal doesn’t mean your camera is immune to risks. In fact, a refurbished camera can be even more vulnerable to unexpected damages, breakdowns, or theft. That’s why skipping insurance is a mistake you don’t want to make. Here’s why:
1. Refurbished Cameras Can Have Hidden Weaknesses
Even though refurbished cameras go through testing and repairs, they still carry some risks. Internal components may have experienced wear and tear, making them more susceptible to future failures. Insurance provides an added layer of protection in case of sudden malfunctions.
2. Accidental Damage is Always a Risk
Whether it’s a brand-new or refurbished camera, accidents happen. A single drop can crack the body, break the lens, or damage internal circuits. Without insurance, repairs can cost nearly as much as buying another used camera.
3. Lens & Accessories Are Just as Vulnerable
If your refurbished camera includes a lens or accessories, they also need protection. Lenses are expensive and fragile—scratches, moisture damage, or accidental drops can make them unusable. A good insurance plan covers these risks, saving you from out-of-pocket expenses.
4. Theft is a Major Concern for Photographers
Photography gear, including refurbished cameras, is a prime target for thieves. Whether you’re shooting in crowded places, traveling, or working in public areas, your camera is always at risk. Insurance ensures you’re financially covered in case of theft.
5. Water & Liquid Damage Can Be Devastating
Even weather-sealed cameras are not 100% waterproof. A sudden rain shower, spilled drink, or high humidity can lead to moisture damage. Without insurance, repair costs can be extremely high—or worse, your camera could be a total loss.
6. Refurbished Cameras May Have Limited or No Warranty
Most refurbished cameras come with a short-term warranty or none at all. If your camera suddenly stops working after the warranty expires, you’ll have to bear the full repair cost. Insurance extends coverage beyond the warranty period, giving you peace of mind.
7. Insurance is Affordable & Saves You Money in the Long Run
The cost of insuring your camera is only a fraction of what you’d pay for repairs or replacements. Instead of worrying about unexpected expenses, an insurance plan provides financial security and lets you focus on your passion for photography.
Skipping Insurance = A Risk You Shouldn’t Take
You bought a refurbished camera to save money—but skipping insurance could cost you much more in the long run. Whether it’s an accidental drop, a stolen camera bag, or an unexpected malfunction, insurance acts as a safety net that protects your investment.
Final Thoughts
Don’t let an accident or theft ruin your photography journey. Give your refurbished camera the protection it deserves with an insurance plan that covers damages, breakdowns, and theft. After all, a small investment in insurance today can save you from big regrets tomorrow.
Key Features
- Accidental & Liquid Damage Protection
- Theft Coverage with Police FIR Support
- Free Screen Replacement Benefit
- 24x7 Pan-India Service Network
- No Claim Bonus up to 20%
Premium Plans
Basic Care
₹799/yr
- 6 Free Repair
- Screen Protection
Total Protect
₹1,499/yr
- Unlimited Repairs
- Theft Coverage
Easy Claim Process with ORA Policy
Filing an insurance claim for your camera shouldn't be complicated, and at ORA Policy, we ensure a fast, hassle-free, and transparent claim process.
Whether your camera has suffered accidental damage, theft, liquid damage, or hardware failure, our simple online claim system makes it easy to request
assistance with minimal paperwork and quick approvals. Our dedicated support team ensures that your claim is processed efficiently, so you can get back
to capturing moments without unnecessary delays.
Choose ORA Policy Camera Insurance for a stress-free and reliable protection plan!
Write Your Review
Compare premium prices for latest models
| Serial No. | Camera Model | Insurance Premium |
|---|---|---|
| 001 | Nikon Z50 II | ₹ 8620 |
| 002 | Canon EOS R1 | ₹ 7620 |
* Prices shown are annual premiums. Terms and conditions apply. Actual coverage may vary.
Why Camera Insurance is a Must-Have for Indian Photographers and Videographers
For professional photographers, hobbyists, and content creators in India, a camera is more than just a gadget—it’s an essential tool for creativity and work. With high-end cameras costing lakhs of rupees and being vulnerable to damage, theft, or technical failures, camera insurance is a must-have. Here’s why:
1. Protection Against Accidental Damage
Cameras are delicate devices, and a single drop can crack the lens, damage the body, or affect internal components. Repairing or replacing a professional camera can be extremely expensive, making insurance a smart investment.
2. Coverage for Theft & Loss
Camera theft is a growing concern, especially for photographers who shoot in public places or travel frequently. Camera insurance ensures you are financially protected in case of theft or misplacement.
3. Safeguards Against Water & Liquid Damage
Accidental exposure to rain, spilled drinks, or humidity can cause severe damage to camera electronics and lenses. Insurance covers such unexpected incidents, preventing hefty repair costs.
4. Lens & Accessories Protection
A camera lens alone can cost a significant amount. Camera insurance extends coverage to lenses, tripods, memory cards, and other essential accessories, ensuring complete protection.
5. Protection Against Fire & Natural Disasters
India’s unpredictable climate, including floods, earthquakes, and fires, can put cameras at risk. Insurance ensures you receive compensation if your gear gets damaged due to such events.
6. Extended Warranty & Breakdown Coverage
Cameras can develop internal faults or manufacturing defects over time. Many insurance plans offer extended warranty benefits, covering costly repairs even after the manufacturer’s warranty expires.
7. Affordable Premiums with High Coverage
Replacing or repairing a camera can cost a fortune, but insurance offers comprehensive coverage at an affordable price, ensuring financial security without breaking the bank.
8. Hassle-Free Claims & Quick Repairs
Most insurance providers offer a simple, paperless claims process with quick settlements, allowing photographers to get back to work without long delays.
Conclusion
Whether you are a professional photographer, a travel blogger, or a casual shooter, camera insurance provides peace of mind by protecting your valuable equipment. Investing in a reliable insurance plan ensures that accidents, thefts, or technical failures don’t disrupt your passion or profession.
Premium Plans Comparison
| Coverage Period | Basic Plan | Premium Plan |
|---|---|---|
| 1 Year | ₹799/year | ₹1,499/year |
| 2 Years | ₹1,399 (Save 12%) | ₹2,599 (Save 13%) |
| 3 Years | ₹1,999 (Save 17%) | ₹3,699 (Save 18%) |
Protect Your Premium Camera with ORA Insurance
Safeguard Your ₹50,000+ Investment Against Damage, Theft & Repair Costs
Your premium camera is more than just a gadget—it’s an investment in creativity and memories. However, accidental damage, theft, or technical malfunctions can put your expensive gear at risk. With ORA Policy Camera Insurance, you get comprehensive coverage that safeguards your camera from drops, liquid spills, breakdowns, and even theft, ensuring you never face unexpected repair or replacement costs. Our affordable plans, quick claim process, and reliable support make protecting your high-end camera easier than ever. Don’t take chances—insure your premium camera with ORA Policy and focus on capturing stunning shots with peace of mind!
Owning high-end gear like the Canon EOS R5 Mark II, Canon EOS R1, Canon EOS R50 V, Canon PowerShot V1, Nikon Z5 II, Nikon Z6 III, or Nikon Z30 II means you've made a serious investment in your craft — and protecting that investment is crucial. Ora Policy offers exclusive camera and laptop insurance plans designed specifically for photographers, filmmakers, and content creators. Our plans cover a wide range of risks including accidental drops, water or liquid damage, cracked screens, mechanical or electrical breakdowns post-warranty, theft, fire, and even damage caused during travel. We ensure fast claim settlements, authorized service center repairs, and zero depreciation benefits, giving you full value protection on your premium devices. Whether you're shooting breathtaking landscapes, capturing fast-paced events, or editing 4K videos on your laptop, Ora Policy ensures you stay productive without the fear of unexpected expenses. Starting at competitive rates, our insurance plans are easy to purchase online through orapolicy.com, offering complete digital convenience. Trust Ora Policy to safeguard your Canon and Nikon cameras and your creative future with the most reliable protection plan in India.
ORA Policy Exclusive Benefits
Comprehensive Coverage
Coverage for accidental damage, liquid spills, and theft (with police FIR)
Special Perks
- 15% No Claim Bonus on renewal
- 3 claims allowed annually
- International warranty coverage
- Free screen replacement once/year
ORA Premium Plans
Annual Plan
- 2 Free Screen Guards
- 1 Claim Included
2-Year Plan
- 3 Free Accessories
- 3 Claims Allowed
3-Year Plan
- 6 Free Accessories
- 6 Claims Allowed
Why Your Refurbished Camera Needs a Safety Net (And Why Skipping Insurance is a Recipe for Regret)
Buying a refurbished camera is a smart move—it saves you money while giving you access to high-end photography gear. However, just because you got a great deal doesn’t mean your camera is immune to risks. In fact, a refurbished camera can be even more vulnerable to unexpected damages, breakdowns, or theft. That’s why skipping insurance is a mistake you don’t want to make. Here’s why:
1. Refurbished Cameras Can Have Hidden Weaknesses
Even though refurbished cameras go through testing and repairs, they still carry some risks. Internal components may have experienced wear and tear, making them more susceptible to future failures. Insurance provides an added layer of protection in case of sudden malfunctions.
2. Accidental Damage is Always a Risk
Whether it’s a brand-new or refurbished camera, accidents happen. A single drop can crack the body, break the lens, or damage internal circuits. Without insurance, repairs can cost nearly as much as buying another used camera.
3. Lens & Accessories Are Just as Vulnerable
If your refurbished camera includes a lens or accessories, they also need protection. Lenses are expensive and fragile—scratches, moisture damage, or accidental drops can make them unusable. A good insurance plan covers these risks, saving you from out-of-pocket expenses.
4. Theft is a Major Concern for Photographers
Photography gear, including refurbished cameras, is a prime target for thieves. Whether you’re shooting in crowded places, traveling, or working in public areas, your camera is always at risk. Insurance ensures you’re financially covered in case of theft.
5. Water & Liquid Damage Can Be Devastating
Even weather-sealed cameras are not 100% waterproof. A sudden rain shower, spilled drink, or high humidity can lead to moisture damage. Without insurance, repair costs can be extremely high—or worse, your camera could be a total loss.
6. Refurbished Cameras May Have Limited or No Warranty
Most refurbished cameras come with a short-term warranty or none at all. If your camera suddenly stops working after the warranty expires, you’ll have to bear the full repair cost. Insurance extends coverage beyond the warranty period, giving you peace of mind.
7. Insurance is Affordable & Saves You Money in the Long Run
The cost of insuring your camera is only a fraction of what you’d pay for repairs or replacements. Instead of worrying about unexpected expenses, an insurance plan provides financial security and lets you focus on your passion for photography.
Skipping Insurance = A Risk You Shouldn’t Take
You bought a refurbished camera to save money—but skipping insurance could cost you much more in the long run. Whether it’s an accidental drop, a stolen camera bag, or an unexpected malfunction, insurance acts as a safety net that protects your investment.
Final Thoughts
Don’t let an accident or theft ruin your photography journey. Give your refurbished camera the protection it deserves with an insurance plan that covers damages, breakdowns, and theft. After all, a small investment in insurance today can save you from big regrets tomorrow.
Key Features
- Accidental & Liquid Damage Protection
- Theft Coverage with Police FIR Support
- Free Screen Replacement Benefit
- 24x7 Pan-India Service Network
- No Claim Bonus up to 20%
Premium Plans
Basic Care
- 6 Free Repair
- Screen Protection
Total Protect
- Unlimited Repairs
- Theft Coverage
Easy Claim Process with ORA Policy
Filing an insurance claim for your camera shouldn't be complicated, and at ORA Policy, we ensure a fast, hassle-free, and transparent claim process. Whether your camera has suffered accidental damage, theft, liquid damage, or hardware failure, our simple online claim system makes it easy to request assistance with minimal paperwork and quick approvals. Our dedicated support team ensures that your claim is processed efficiently, so you can get back to capturing moments without unnecessary delays. Choose ORA Policy Camera Insurance for a stress-free and reliable protection plan!