What is ORA Policy iPhone Insurance?
The ORA Policy iPhone Insurance Plan is a comprehensive safeguard designed to protect your iPhone against life’s unpredictable mishaps—think accidental drops, liquid damage from monsoons or spills, screen cracks, theft, and even post-warranty hardware failures. Tailored for India’s fast-paced lifestyle, this plan covers repair costs at certified centers, offers battery replacements after degradation, and includes theft protection, ensuring your premium device stays functional without draining your wallet.
Why Choose ORA Policy iPhone Insurance?
Choosing ORA Policy iPhone Insurance ensures complete protection for your valuable iPhone against unexpected damages, theft, and technical failures. With affordable premiums, hassle-free claims, and extensive coverage, ORA Policy provides security beyond the standard manufacturer warranty. Whether it’s accidental screen cracks, liquid damage, or power-related failures, our insurance plan covers all major risks, saving you from costly repairs or replacements. Unlike limited warranties, ORA Policy offers theft protection and worldwide coverage, ensuring that your iPhone stays protected no matter where you go. With quick claim approvals, 24/7 customer support, and reliable service, ORA Policy is the best choice for safeguarding your iPhone. Don’t risk expensive repairs—get insured today and enjoy worry-free usage!
What Does ORA Policy iphone Insurance Cover?
ORA Policy’s With an ORA Policy insurance plan, you get coverage for:
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Accidental Damage Coverage
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Covers drops, screen cracks, and physical damage.
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Theft & Loss Protection
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Compensation in case of stolen or lost iphones.
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Liquid & Water Damage Coverage
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Covers damage caused by spills, rain, or submersion.
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Mechanical & Electrical Breakdown
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Protects against internal failures after the manufacturer’s warranty expires.
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Screen & Touch Damage Protection
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Covers screen cracks, unresponsive touchscreens, and display issues.
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Battery & Charger Coverage
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Replacement coverage for faulty batteries and chargers.
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Hassle-Free Claim Process
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Quick and easy claims with minimal paperwork.
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Why Choose ORA Policy? Key Benefits That Stand Out
ORA Policy isn’t just another insurance provider. Here’s what makes them a smart choice:
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24/7 Claims Support: Report incidents anytime via their user-friendly app or website.
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Fast Repairs or Replacements: Partnered with certified repair centers for quick, hassle-free service.
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Affordable Premiums: Flexible payment options with no hidden fees. Pay monthly or annually.
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Global Coverage: Traveling abroad? Many plans cover international incidents.
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No Depreciation Costs: Get full-value replacements for newer models, not discounted payouts.
How to Enroll in 3 Simple Steps
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Check Eligibility: Most devices under 2 years old qualify.
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Pick Your Plan: Choose coverage tiers based on your budget and risk level.
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Activate Instantly: Enroll online and receive immediate confirmation.
What’s Not Covered? Understanding Exclusions
While ORA Policy is comprehensive, it’s important to note exclusions:
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Pre-existing damage before enrollment.
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Intentional damage or fraud.
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Loss due to negligence (e.g., leaving your iphone unattended in public).
Always review policy details to avoid surprises.
Final Thoughts: Is ORA Policy Right For You?
An iPhone is a valuable asset, and repair or replacement costs can be overwhelming. Instead of risking high expenses, choosing iPhone insurance from ORA Policy ensures total protection, affordability, and hassle-free claims. Secure your iPhone today and enjoy worry-free usage!
Ready to Secure Your iphone?
Visit ORA Policy’s website today to compare plans and find the perfect fit. Because your iphone deserves more than just a protective case—it deserves peace of mind.
Frequently Asked Questions
Buying Protection of your iPhone is very easy and you can ACTIVATE your plan in 3 simple steps.
Choose the plan as per your Model and tenure you want.
Make the Payment of the premium by clicking the button of your desired plan.
Send the invoice copy of your iPhone to support@orapolicy.com.
Once we get the details of the payment and invoice copy then, we will send you an ACTIVATION Email and Policy
Document to your Registered Email ID with all the details.
Protection with ORA Policy of your new/old iPhone have several benefits. Its not just only saving yourself from huge repair / replacements bills but also many extra benefits you get once you buy ORA Policy.
Cashless Protection Against :
All Physical Damages-
Broken Screen
Display Blackout
Camera Damage
HomeButton Damage
Internal Malfunctions
MotherBoard Dead
BackGlass Damage
Audio/Speaker Damage
Liquid Damage
Charger Adapter Damage
Theft/Stolen
iPhone which is brought from out of India is Completely Covered under ORA Policy. Even gifted iPhones with different name on invoice copy can be Covered from ORA Policy.
Then you will be entitled to get NCB. No-Claim Bonus is about part premium cashback in case of no claim. Suppose you buy a 2-year protection plan for your device, and you do not claim; then 25% of the premium amount will get refunded in your bank account. We will ask for fresh bank details of the policyholder, and the amount of cashback will be credited back in case of NO CLAIM. Similarly, in the case of a plan that is for 3 years or more, then cashback of 50% of the total premium is applicable.
ORA Policy Cover almost every iPhone Variant.
List Of iPhone Models :
iPhone 16 Pro Max
iPhone 16 Pro
iPhone 16
iPhone 15 Pro Max
iPhone 15 Pro
iPhone 15
iPhone 14 Pro Max
iPhone 14 Pro
iPhone 14
iPhone 13 Pro Max
iPhone 13 Pro
iPhone 13
iPhone 12 Pro Max
iPhone 13 Pro
iPhone 13
iPhone 12 Pro Max
iPhone 12 Pro
iPhone 12
iPhone 11 Pro Max
iPhone 11 Pro
iPhone 11
iPhone SE-3
iPhone 13 Mini
iPhone XS Max
Yes, as long as the iPhone is in good working condition at the time of insurance purchase.
iPhone insurance plans typically cover accidental damage, mechanical failure, or theft, depending on the type of plan you choose. ORA Policy offers its own insurance through ORA iPhone Insurance Policy, while other providers offer very less coverage and benefits comapred to ORA Policy. We'll break down the details for ORA iPhone Insurance plan below.
ORA Policy iPhone Insurance Plan √
ORA Policy is available for a variety of iPhone models. It includes coverage for repairs and accidental damage (with Zero DEP 100% Cashless), Theft and extends your warranty beyond the standard 1-year period.
- Accidental Damage Coverage: You get 100% Cashless repairs for any accidental damage, and you’ll not have to pay any service fee for damage (screen damage, other damages).
- Liquid Damage: Liquid of any type may result in motherboard dead, ORA Policy replace your iPhone for free in case of Liquid damage.
- Theft & Loss: If you opt for ORA Policy with Theft and Loss, you are covered if your iPhone is lost or stolen (with a deductible of just 10% depreciation per year).
Pricing for ORA Policy iPhone Insurance Plans
The pricing varies based on the iPhone model. Below are approximate prices:
| iPhone Model | 1 Year Plan | 2 Year Plan | 3 Year Plan |
|---|---|---|---|
| iPhone 16 Pro Max | Rs. 910 | Rs.2910 | Rs.4910 |
| iPhone 16 Pro | Rs.820 | Rs.1600 | Rs.1800 |
| iPhone 16 | Rs.610 | Rs.1200 | Rs.1600 |
| iPhone 16 Plus | Rs.820 | Rs.1600 | Rs.1800 |
| iPhone 15 Pro Max | Rs. 999 | Rs.1260 | Rs.1620 |
| iPhone 15 Pro | Rs.720 | Rs.1199 | Rs.1499 |
| iPhone 15 | Rs.550 | Rs.920 | Rs.1150 |
| iPhone 14 Pro Max | Rs. 999 | Rs.1260 | Rs.1620 |
| iPhone 14 Pro | Rs.720 | Rs.1199 | Rs.1499 |
| iPhone 14 | Rs.550 | Rs.920 | Rs.1150 |
| iPhone 13/12 (Pro, Mini, etc.) | Rs.499 | Rs.899 | Rs.999 |
- No Service Fees: 100% Cashess, All Repairs and Replacements are only from Authorised Service Centers of APPLE:
- Super Fast Claim Settlement: Get Claim in Just 3 Working Days
- Multiple Claims: Get 6 Claims in a Year.
- Theft or Loss (Covered)
- Intermational Coverage
- FREE Extended Warranty
- 50% Cashback On No Claim Case.
- Self Repair Option Available
- Original Parts Only with TAX Invoice and Warranty
- Doorstep Services
- New and Refurbished iPhones Covered
Other Company iPhone Insurance Plans
Many other companies also offer iPhone insurance and extended warranties. The benefits and prices can vary, but they generally they do not provide 100% cashless coverage for damage, loss, and theft Claim, often with a high deductible charges or service fees at the time of Claim.
Pricing for Third-Party Providers (Prices vary by provider)
| Provider | Theft/Loss | Service Fees | Tenure | Free Extended Warranty | Multiple Claims |
|---|---|---|---|---|---|
| ONE Assist | ×--NO--× | Yes | 1 Year | ×--NO--× | √Only till sum Assured |
| Sync and Scan | ×--NO--× | Yes | 2 Year | ×--NO--× | ×--NO--× |
| Onsite GO | ×--NO--× | No | 1 Year | ×--NO--× | √Only till sum Assured |
| Acko | ×--NO--× | Yes | 1 Year | ×--NO--× | √Only till sum Assured |
Note:
- Prices are approximations, as they depend on factors like your location and the device's age.
- Monthly fees often reflect a subscription that covers all types of repairs (excluding intentional damage or misuse).
Key Differences between ORA Policy and Other Company iPhone Insurance Plans:
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ORA Policy:
- Tied directly to Apple, so repairs can be done only at Apple stores or Apple-authorized service providers.
- Straightforward and reliable, also give coverage with theft/loss.
- No Service fees on Claim
- No Cap limit on amount of Claim
- Best customer feedbacks and reviews
- 3 Days free Repair or Replacement Gaurantee
- 50% Cashback Premium on No Claim
- Free INTERNATIONAL EXTENDED WARRANTY Wth iPhone Insurance Plan
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Other iPhone Insurance Company Plans:
- Do not cover theft/loss claim.
- Low claim settlement ratio
- High service fees
Yes, We welcome bulk Protection Plans. Subject to quantity of devices, we will give few extra offers for more details kindly email us at corporate@orapolicy.com.
Most claims are processed within 24-48 hours. In urgent cases, we offer expedited processing with resolution in under 12 hours.
Yes, Ora Policy provides insurance for refurbished iPhones, as long as the device meets our eligibility criteria.
Yes, you can transfer the insurance to the new owner.
You can file a claim by visiting ORA Policy’s website, submitting the required documents, and following the simple claim procedure.
2025 ORA iPhone Insurance Premium Comparison
Compare premium prices for latest models
Serial No.
iPhone Model
Insurance Premium
001
iPhone 16 Pro Max
₹ 8610
002
iPhone 16 Pro
₹ 7610
003
iPhone 16 Plus
₹ 6610
004
iPhone 16
₹ 6610
005
iPhone 15 Pro Max
₹ 8510
006
iPhone 15 Pro
₹ 7510
007
iPhone 15 Plus
₹ 7510
008
iPhone 15
₹ 6510
009
iPhone 14 Pro Max
₹ 7510
010
iPhone 14 Pro
₹ 6510
011
iPhone 14 Plus
₹ 5510
012
iPhone 14
₹ 5510
* Prices shown are annual premiums. Terms and conditions apply. Actual coverage may vary.
Why iPhone Insurance is a Must-Have for Your iPhone
The iPhone is more than just a smartphone—it’s an investment. With high-end features, premium build quality, and advanced technology, iPhones come at a significant cost. However, they are also prone to accidental damage, theft, and unexpected malfunctions.
Skipping insurance might seem like a way to save money, but one mishap can lead to massive repair expenses. Here’s why iPhone insurance from ORA Policy is essential for every iPhone user.
1. High Cost of Repairs
iPhones are built with delicate glass, advanced processors, and high-quality cameras. If your device suffers a screen crack, water damage, or internal failure, repair costs can go up to thousands of rupees. iPhone insurance covers repair and replacement costs, saving you from unexpected expenses.
2. Accidental Damage Protection
Dropping your iPhone is one of the most common accidents. A single fall can cause screen cracks, back glass damage, or internal hardware failure. iPhone insurance provides financial coverage for accidental damages, ensuring your phone stays protected.
3. Theft and Loss Coverage
iPhones are highly valuable and a prime target for theft. If your iPhone gets stolen or lost, replacing it without insurance can be extremely expensive. iPhone insurance ensures that you receive compensation, allowing you to get a new device without financial stress.
4. Liquid Damage Protection
Spilling water or accidentally dropping your iPhone in a pool can permanently damage internal components. Most manufacturer warranties do not cover liquid damage, but insurance from ORA Policy ensures protection against water-related accidents.
5. Protection Against Manufacturing Defects
Even premium devices like iPhones can experience unexpected hardware malfunctions or software failures. iPhone insurance provides coverage for repairs or replacements in case of manufacturing defects, even after the warranty expires.
6. Coverage Beyond Apple Warranty
Apple’s standard warranty covers only manufacturing defects for a limited period. It does not include accidental damage, theft, or loss. iPhone insurance extends coverage, ensuring you stay protected even after the manufacturer’s warranty expires.
7. Cost-Effective Protection
Many iPhone users avoid insurance, thinking it’s expensive. However, the cost of insurance is much lower than a single repair or replacement. ORA Policy offers affordable, budget-friendly plans to ensure full protection at a minimal price.
8. Quick and Hassle-Free Claims
Filing a claim shouldn’t be complicated. ORA Policy ensures a smooth, quick, and transparent claim process. Whether it’s a cracked screen, theft, or internal failure, you can easily file a claim and receive prompt assistance.
9. Protection for Refurbished iPhones
If you own a refurbished iPhone, insurance is even more important. Refurbished models often come with shorter warranties and higher risks of hardware issues. iPhone insurance from ORA Policy provides complete coverage for both new and refurbished iPhones.
10. Peace of Mind for iPhone Users
Owning an iPhone should be about enjoying its premium features, not worrying about potential damage. With iPhone insurance, you get peace of mind knowing that your device is financially protected from accidents, theft, and malfunctions.
Conclusion
An iPhone is a valuable asset, and repair or replacement costs can be overwhelming. Instead of risking high expenses, choosing iPhone insurance from ORA Policy ensures total protection, affordability, and hassle-free claims. Secure your iPhone today and enjoy worry-free usage!
Coverage for accidental screen cracks
Protection against monsoon water damage
Theft protection with police FIR support
Premium Plans Comparison
Coverage Period
Basic Plan
Premium Plan
1 Year
₹799/year
₹1,499/year
2 Years
₹1,399 (Save 12%)
₹2,599 (Save 13%)
3 Years
₹1,999 (Save 17%)
₹3,699 (Save 18%)
Protect Your Premium iPhone with ORA Insurance
Safeguard Your ₹50,000+ Investment Against Damage, Theft & Repair Costs
Your iPhone is more than just a device—it’s an essential tool for work, creativity, and entertainment. Whether you own the latest iPhone Pro or a high-end iPhone Air,
protecting it from accidental damage, theft, liquid spills, and hardware malfunctions is crucial. Repairs can be expensive, and replacing a stolen or damaged iPhone can be a financial burden.
ORA Insurance offers comprehensive coverage that ensures your premium iPhone stays protected against unforeseen risks. With affordable plans, hassle-free claims, and 24/7 support,
you can enjoy complete peace of mind knowing that your investment is secure. Don’t leave your valuable device unprotected—get ORA Insurance today and safeguard your iPhone from unexpected mishaps!
The new iPhone 16 Pro Max, iPhone 16 Pro, iPhone 16 Plus, and iPhone 16 represent the latest innovation from Apple,
blending stunning design with powerful performance. The iPhone 16 Pro Max leads the lineup with a massive, vibrant display,
advanced A18 Pro chip, and pro-level camera system, making it perfect for professionals and creators. The iPhone 16 Pro
offers similar powerhouse performance in a slightly more compact design, ideal for users who want speed and style.
The iPhone 16 Plus brings a large screen experience and long battery life, catering to entertainment lovers, while
the iPhone 16 offers excellent value with premium features packed into a sleek and accessible form. Whether you
prioritize photography, gaming, or everyday multitasking, the iPhone 16 series has a perfect match for you.
To protect your brand-new iPhone, Ora Policy offers comprehensive iPhone insurance plans for all models, including the
iPhone 14, 15, 16 series. With Ora Policy, you can enjoy benefits like accidental damage protection, theft cover, instant claim support,
and hassle-free repairs at authorized service centers. Investing in an insurance plan ensures that your premium device stays
safe against unexpected mishaps, giving you peace of mind and saving you from expensive repair costs. Get covered today and
keep your iPhone experience worry-free!
ORA Policy Exclusive Benefits
Comprehensive Coverage
Coverage for accidental damage, liquid spills, and theft (with police FIR)
Special Perks
- 15% No Claim Bonus on renewal
- 3 claims allowed annually
- International warranty coverage
- Free screen replacement once/year
ORA Premium Plans
Annual Plan
₹1,499/yr
- 2 Free Screen Guards
- 1 Claim Included
2-Year Plan
₹2,699
- 3 Free Accessories
- 3 Claims Allowed
3-Year Plan
₹3,699
- 6 Free Accessories
- 6 Claims Allowed
Why Insuring Your Refurbished iPhone from ORA Policy in India Isn’t Just Smart—It’s Essential
Let’s face it: buying a refurbished iPhone in India feels like hitting a sweet spot between scoring a premium device and saving a chunk of cash. But here’s the catch—what happens when your “like-new” phone suddenly freezes, cracks, or worse, dies on you? Sure, refurbished phones come with their perks,
but they’re also like that friend who sometimes flakes on plans. You need a backup. That’s where insurance steps in.
The Perks of Insuring Your Refurbished iPhone
1. Peace of Mind Without the Price Tag
Imagine this: You’re rushing through a Mumbai local train, phone in hand, and whoops—it slips onto the crowded floor. With insurance, that heart-stopping moment doesn’t turn into a ₹65,000 repair bill. Most plans cover accidental drops, water damage, and even screen cracks, so you’re not draining your savings for a fix.
2. Extended Warranty? Yes, Please!
Refurbished iPhones often come with a short-term warranty (think 6 months to a year). But what happens after that? Insurance acts like a safety net, covering repairs long after the original warranty expires. No more sweating over a glitchy charging port or a battery that dies by noon.
3. Data Rescue to the Rescue
Ever lost photos, chats, or work files because your phone decided to crash? Some insurance plans include data recovery services. For a device that’s been around the block (thanks to its previous owner), this is a lifesaver.
4. Budget-Friendly Repairs
Let’s be real: Apple repairs aren’t cheap. A cracked screen on an iPhone 16 could cost ₹70,000+ at an Apple Store. ORA Policy Insurance slashes that cost to Zero, Not evena just a small deductible.
The Risks of Skipping Insurance: “I’ll Regret This Later”
1. Repair Costs That Burn a Hole in Your Wallet
Without insurance, every mishap becomes a financial nightmare. That “affordable” refurbished iPhone? Suddenly, you’re shelling out thousands for parts and labor. For many, this means choosing between a working phone and next month’s rent.
2. No Warranty = No Safety Net
Once the initial warranty ends, you’re on your own. Refurbished phones, while tested, are still secondhand. Components like batteries or buttons might wear out faster, leaving you stranded.
3. Say Goodbye to Your Data (and Sanity)
Phones fail. When they do, unrecovered data—like family photos or client details—can sting more than the repair bill. Without coverage, retrieving that data could cost extra or be impossible.
4. The Inconvenience Factor
Picture this: Your phone dies during a critical work week. Without insurance, you’re stuck hunting for repair shops, comparing quotes, and waiting days (or weeks) for a fix. Insured? A replacement often arrives in 24 hours.
Why Refurbished iPhones Need Insurance More Than New Ones
Refurbished phones aren’t fresh off the assembly line. They’ve had a past life—maybe a scratched screen, a battery replacement, or subtle wear. While sellers test and certify them, they’re inherently more vulnerable to hiccups. Think of insurance as a seatbelt: You hope you won’t need it, but you’d never drive without it.
The Bottom Line: Just Get the Insurance
Here’s the truth: In India’s chaotic daily grind—rainy commutes, crowded metros, or that one wobbly table at a café—accidents happen. For a refurbished iPhone, insurance isn’t a luxury; it’s a shield against the inevitable.
Key Features
- Accidental & Liquid Damage Protection
- Theft Coverage with Police FIR Support
- Free Screen Replacement Benefit
- 24x7 Pan-India Service Network
- No Claim Bonus up to 20%
Premium Plans
Basic Care
₹799/yr
- 6 Free Repair
- Screen Protection
Total Protect
₹1,499/yr
- Unlimited Repairs
- Theft Coverage
EASY CLAIM PROCESS
ORA Policy is committed to give the fastest and hassle free claims to its customers. We understand, how it feels when your expensive device gets damaged or lost.
You can log a claim online 24 hours per day 365 days of the year. Artificial intelligence (AI) has revolutionized many industries, and the Protection industry is no exception.
AI is being increasingly used by Protection companies to improve their claim process. One way in which AI is being used is through automation. AI-powered chatbots can be used to quickly
answer common customer queries and guide them through the claims process. This not only reduces the workload on Protection company employees but also improves the overall customer experience.
Another way AI is being used is through image recognition. With the help of computer vision, Protection companies can analyze images and videos to determine the extent of damage to a device or appliance.
This helps Protection companies to accurately assess claims and reduce the chances of fraudulent claims. Machine learning algorithms can also be used to identify patterns in claims data, which can be
used to predict future claims and identify potential fraud. By analyzing data such as policy information, claim history, and demographic information, AI algorithms can identify suspicious claims and
alert Protection companies to investigate further. Overall, the use of AI in the claims process by Protection companies can result in faster claims processing, improved accuracy in claim assessments,
and reduced instances of fraud.
Write Your Review
Compare premium prices for latest models
| Serial No. | iPhone Model | Insurance Premium |
|---|---|---|
| 001 | iPhone 16 Pro Max | ₹ 8610 |
| 002 | iPhone 16 Pro | ₹ 7610 |
| 003 | iPhone 16 Plus | ₹ 6610 |
| 004 | iPhone 16 | ₹ 6610 |
| 005 | iPhone 15 Pro Max | ₹ 8510 |
| 006 | iPhone 15 Pro | ₹ 7510 |
| 007 | iPhone 15 Plus | ₹ 7510 |
| 008 | iPhone 15 | ₹ 6510 |
| 009 | iPhone 14 Pro Max | ₹ 7510 |
| 010 | iPhone 14 Pro | ₹ 6510 |
| 011 | iPhone 14 Plus | ₹ 5510 |
| 012 | iPhone 14 | ₹ 5510 |
* Prices shown are annual premiums. Terms and conditions apply. Actual coverage may vary.
Why iPhone Insurance is a Must-Have for Your iPhone
The iPhone is more than just a smartphone—it’s an investment. With high-end features, premium build quality, and advanced technology, iPhones come at a significant cost. However, they are also prone to accidental damage, theft, and unexpected malfunctions. Skipping insurance might seem like a way to save money, but one mishap can lead to massive repair expenses. Here’s why iPhone insurance from ORA Policy is essential for every iPhone user.
1. High Cost of Repairs
iPhones are built with delicate glass, advanced processors, and high-quality cameras. If your device suffers a screen crack, water damage, or internal failure, repair costs can go up to thousands of rupees. iPhone insurance covers repair and replacement costs, saving you from unexpected expenses.
2. Accidental Damage Protection
Dropping your iPhone is one of the most common accidents. A single fall can cause screen cracks, back glass damage, or internal hardware failure. iPhone insurance provides financial coverage for accidental damages, ensuring your phone stays protected.
3. Theft and Loss Coverage
iPhones are highly valuable and a prime target for theft. If your iPhone gets stolen or lost, replacing it without insurance can be extremely expensive. iPhone insurance ensures that you receive compensation, allowing you to get a new device without financial stress.
4. Liquid Damage Protection
Spilling water or accidentally dropping your iPhone in a pool can permanently damage internal components. Most manufacturer warranties do not cover liquid damage, but insurance from ORA Policy ensures protection against water-related accidents.
5. Protection Against Manufacturing Defects
Even premium devices like iPhones can experience unexpected hardware malfunctions or software failures. iPhone insurance provides coverage for repairs or replacements in case of manufacturing defects, even after the warranty expires.
6. Coverage Beyond Apple Warranty
Apple’s standard warranty covers only manufacturing defects for a limited period. It does not include accidental damage, theft, or loss. iPhone insurance extends coverage, ensuring you stay protected even after the manufacturer’s warranty expires.
7. Cost-Effective Protection
Many iPhone users avoid insurance, thinking it’s expensive. However, the cost of insurance is much lower than a single repair or replacement. ORA Policy offers affordable, budget-friendly plans to ensure full protection at a minimal price.
8. Quick and Hassle-Free Claims
Filing a claim shouldn’t be complicated. ORA Policy ensures a smooth, quick, and transparent claim process. Whether it’s a cracked screen, theft, or internal failure, you can easily file a claim and receive prompt assistance.
9. Protection for Refurbished iPhones
If you own a refurbished iPhone, insurance is even more important. Refurbished models often come with shorter warranties and higher risks of hardware issues. iPhone insurance from ORA Policy provides complete coverage for both new and refurbished iPhones.
10. Peace of Mind for iPhone Users
Owning an iPhone should be about enjoying its premium features, not worrying about potential damage. With iPhone insurance, you get peace of mind knowing that your device is financially protected from accidents, theft, and malfunctions.
Conclusion
An iPhone is a valuable asset, and repair or replacement costs can be overwhelming. Instead of risking high expenses, choosing iPhone insurance from ORA Policy ensures total protection, affordability, and hassle-free claims. Secure your iPhone today and enjoy worry-free usage!
Premium Plans Comparison
| Coverage Period | Basic Plan | Premium Plan |
|---|---|---|
| 1 Year | ₹799/year | ₹1,499/year |
| 2 Years | ₹1,399 (Save 12%) | ₹2,599 (Save 13%) |
| 3 Years | ₹1,999 (Save 17%) | ₹3,699 (Save 18%) |
Protect Your Premium iPhone with ORA Insurance
Safeguard Your ₹50,000+ Investment Against Damage, Theft & Repair Costs
Your iPhone is more than just a device—it’s an essential tool for work, creativity, and entertainment. Whether you own the latest iPhone Pro or a high-end iPhone Air, protecting it from accidental damage, theft, liquid spills, and hardware malfunctions is crucial. Repairs can be expensive, and replacing a stolen or damaged iPhone can be a financial burden. ORA Insurance offers comprehensive coverage that ensures your premium iPhone stays protected against unforeseen risks. With affordable plans, hassle-free claims, and 24/7 support, you can enjoy complete peace of mind knowing that your investment is secure. Don’t leave your valuable device unprotected—get ORA Insurance today and safeguard your iPhone from unexpected mishaps!
The new iPhone 16 Pro Max, iPhone 16 Pro, iPhone 16 Plus, and iPhone 16 represent the latest innovation from Apple, blending stunning design with powerful performance. The iPhone 16 Pro Max leads the lineup with a massive, vibrant display, advanced A18 Pro chip, and pro-level camera system, making it perfect for professionals and creators. The iPhone 16 Pro offers similar powerhouse performance in a slightly more compact design, ideal for users who want speed and style. The iPhone 16 Plus brings a large screen experience and long battery life, catering to entertainment lovers, while the iPhone 16 offers excellent value with premium features packed into a sleek and accessible form. Whether you prioritize photography, gaming, or everyday multitasking, the iPhone 16 series has a perfect match for you.
To protect your brand-new iPhone, Ora Policy offers comprehensive iPhone insurance plans for all models, including the iPhone 14, 15, 16 series. With Ora Policy, you can enjoy benefits like accidental damage protection, theft cover, instant claim support, and hassle-free repairs at authorized service centers. Investing in an insurance plan ensures that your premium device stays safe against unexpected mishaps, giving you peace of mind and saving you from expensive repair costs. Get covered today and keep your iPhone experience worry-free!
ORA Policy Exclusive Benefits
Comprehensive Coverage
Coverage for accidental damage, liquid spills, and theft (with police FIR)
Special Perks
- 15% No Claim Bonus on renewal
- 3 claims allowed annually
- International warranty coverage
- Free screen replacement once/year
ORA Premium Plans
Annual Plan
- 2 Free Screen Guards
- 1 Claim Included
2-Year Plan
- 3 Free Accessories
- 3 Claims Allowed
3-Year Plan
- 6 Free Accessories
- 6 Claims Allowed
Why Insuring Your Refurbished iPhone from ORA Policy in India Isn’t Just Smart—It’s Essential
Let’s face it: buying a refurbished iPhone in India feels like hitting a sweet spot between scoring a premium device and saving a chunk of cash. But here’s the catch—what happens when your “like-new” phone suddenly freezes, cracks, or worse, dies on you? Sure, refurbished phones come with their perks, but they’re also like that friend who sometimes flakes on plans. You need a backup. That’s where insurance steps in.
The Perks of Insuring Your Refurbished iPhone
1. Peace of Mind Without the Price Tag
Imagine this: You’re rushing through a Mumbai local train, phone in hand, and whoops—it slips onto the crowded floor. With insurance, that heart-stopping moment doesn’t turn into a ₹65,000 repair bill. Most plans cover accidental drops, water damage, and even screen cracks, so you’re not draining your savings for a fix.
2. Extended Warranty? Yes, Please!
Refurbished iPhones often come with a short-term warranty (think 6 months to a year). But what happens after that? Insurance acts like a safety net, covering repairs long after the original warranty expires. No more sweating over a glitchy charging port or a battery that dies by noon.
3. Data Rescue to the Rescue
Ever lost photos, chats, or work files because your phone decided to crash? Some insurance plans include data recovery services. For a device that’s been around the block (thanks to its previous owner), this is a lifesaver.
4. Budget-Friendly Repairs
Let’s be real: Apple repairs aren’t cheap. A cracked screen on an iPhone 16 could cost ₹70,000+ at an Apple Store. ORA Policy Insurance slashes that cost to Zero, Not evena just a small deductible.
The Risks of Skipping Insurance: “I’ll Regret This Later”
1. Repair Costs That Burn a Hole in Your Wallet
Without insurance, every mishap becomes a financial nightmare. That “affordable” refurbished iPhone? Suddenly, you’re shelling out thousands for parts and labor. For many, this means choosing between a working phone and next month’s rent.
2. No Warranty = No Safety Net
Once the initial warranty ends, you’re on your own. Refurbished phones, while tested, are still secondhand. Components like batteries or buttons might wear out faster, leaving you stranded.
3. Say Goodbye to Your Data (and Sanity)
Phones fail. When they do, unrecovered data—like family photos or client details—can sting more than the repair bill. Without coverage, retrieving that data could cost extra or be impossible.
4. The Inconvenience Factor
Picture this: Your phone dies during a critical work week. Without insurance, you’re stuck hunting for repair shops, comparing quotes, and waiting days (or weeks) for a fix. Insured? A replacement often arrives in 24 hours.
Why Refurbished iPhones Need Insurance More Than New Ones
Refurbished phones aren’t fresh off the assembly line. They’ve had a past life—maybe a scratched screen, a battery replacement, or subtle wear. While sellers test and certify them, they’re inherently more vulnerable to hiccups. Think of insurance as a seatbelt: You hope you won’t need it, but you’d never drive without it.
The Bottom Line: Just Get the Insurance
Here’s the truth: In India’s chaotic daily grind—rainy commutes, crowded metros, or that one wobbly table at a café—accidents happen. For a refurbished iPhone, insurance isn’t a luxury; it’s a shield against the inevitable.
Key Features
- Accidental & Liquid Damage Protection
- Theft Coverage with Police FIR Support
- Free Screen Replacement Benefit
- 24x7 Pan-India Service Network
- No Claim Bonus up to 20%
Premium Plans
Basic Care
- 6 Free Repair
- Screen Protection
Total Protect
- Unlimited Repairs
- Theft Coverage
EASY CLAIM PROCESS
ORA Policy is committed to give the fastest and hassle free claims to its customers. We understand, how it feels when your expensive device gets damaged or lost. You can log a claim online 24 hours per day 365 days of the year. Artificial intelligence (AI) has revolutionized many industries, and the Protection industry is no exception. AI is being increasingly used by Protection companies to improve their claim process. One way in which AI is being used is through automation. AI-powered chatbots can be used to quickly answer common customer queries and guide them through the claims process. This not only reduces the workload on Protection company employees but also improves the overall customer experience. Another way AI is being used is through image recognition. With the help of computer vision, Protection companies can analyze images and videos to determine the extent of damage to a device or appliance. This helps Protection companies to accurately assess claims and reduce the chances of fraudulent claims. Machine learning algorithms can also be used to identify patterns in claims data, which can be used to predict future claims and identify potential fraud. By analyzing data such as policy information, claim history, and demographic information, AI algorithms can identify suspicious claims and alert Protection companies to investigate further. Overall, the use of AI in the claims process by Protection companies can result in faster claims processing, improved accuracy in claim assessments, and reduced instances of fraud.